Posted in Car Accidents on February 28, 2018
Anytime you are involved in a motor vehicle accident, there are routine steps that might help in order to ensure you are financially and legally protected, regardless of who is at fault for the accident itself.
Always immediately stop your vehicle and remain at the scene of an accident after it occurs. Avoid leaving the scene for any reason other than immediate medical emergencies. Staying at the scene of an accident is required by law even if you are not at fault.
Contact your local police department to request an officer at the scene of your accident. Ensure the other individuals who are also involved in the accident stay near the scene at all times if possible. Be sure to take a photo of the license plate of any other vehicles involved in the accident if anyone decides to leave the scene before the police arrive.
Before speaking to a police officer, collect your thoughts and replay the accident in your mind to have a clear idea of your own perspective. Once a police officer arrives, give a calm and thorough report of the accident from your point of view. Provide as many details as possible in a cohesive and structured manner when making your report as your memory is most fresh at this time.
Take photographic and video evidence of the scene of the accident. Include photos of any vehicles involved as well as the aftermath of the surroundings of the accident. Take close-ups as well as photos or video of the vehicles from afar.
Exchange insurance information as quickly as possible with all parties who were also involved in the accident, regardless of who is at fault. This information is necessary if you currently have insurance and plan on filing a claim yourself.
Call your insurance provider to report the accident you were involved in while you are still at the active scene of the accident. Reporting your accident as soon as possible decreases your chances of getting denied regarding the claim you file. Use the insurance information you requested from other parties involved in the accident when reporting the claim to a professional service representative from your insurance company itself.
Even when you are not seriously injured in a motor vehicle accident it is still advisable to follow up and seek medical attention if necessary. Getting a routine checkup at a local hospital after an impact accident is recommended to ensure there is no internal bleeding or other risks that have yet to show signs or symptoms.
Taking the necessary steps after an accident helps to prevent headaches and potential legal woes in the future. While getting in an accident is stressful enough in itself, ensuring you protect yourself is a way to avoid any additional mental and emotional stress over time due to the event.