To retain an attorney after a car accident, or not? Many victims struggle with this question, as they are not sure whether attorneys are worth the time and expense. After all, it is completely possible to handle an insurance claim yourself—so why not just deal with the insurance company personally?
The Involvement of a Lawyer May Increase Your Compensation
A 1999 study conducted by the Insurance Research Council indicates that settlements for injury victims who retained attorneys were 40 percent greater than people who handled their own claims. As an accident victim, it is difficult to accurately assess the value of an accident claim, especially when it comes to future losses and non-economic damages like pain and suffering and loss of quality of life. For this reason—not to mention fatigue with the claims process or what sound like good settlement offers—unrepresented parties are vulnerable to accepting far less than what they deserve.
The Many Ways a Lawyer Can Help Victims After Accidents
If the potential financial incentive of retaining a lawyer is not enough to convince you to do so, keep in mind the many other benefits associated with having an attorney handle your accident claim. These include:
- Your lawyer will communicate with the insurance company for you – Insurance companies do not make it easy for victims to recover compensation. Filing a claim will require filling out paperwork, phone calls, emails, and other frustrating communications that can take up a significant amount of time—all while you should focus on your recovery. In addition, communicating with the insurance company could even jeopardize your ability to recover, because you may accidentally say something that indicates that you were liable for your accident. A lawyer, however, will handle all aspects of your case for you, including communicating and negotiating with the insurance company.
- An attorney may file a lawsuit – Sometimes, the only way to get an insurance company to make a reasonable settlement offer (or obtain compensation at all) is to actually file a lawsuit. Filing a lawsuit is an extremely complicated matter, and individuals who try to represent themselves in court are at distinct disadvantages when they come up against professional insurance defense attorneys. An experienced attorney, however, knows how to file a lawsuit against the at-fault driver to ensure that you recover compensation.
Call Us Today to Schedule a Free Consultation with a Baltimore Car Accident Lawyer
Maryland law often entitles car accident victims to significant compensation. As a victim, keep in mind that insurance companies deal with these kinds of claims on a daily basis and work hard to keep payouts low. As a result, you need to retain an attorney to represent you after involvement in a wreck. To schedule a free consultation with attorney Randolph Rice, call our office today at (410) 694-7291 or send us an email through our online contact form.