Do You Need a Police Report to File an Insurance Claim in Maryland?


Police reports are very useful when filing an insurance claim or a lawsuit after a car accident. While this document may be very helpful, your insurance company might not require it.

Depending on your situation, a police report might not be required to file an insurance claim in Maryland. However, even if it is not required, the insurance company may still request a police report. You may need various details and evidence about your accident to file an insurance claim, including physical evidence, statements, photos, and official accident reports. If the insurance company needs a police report, you can obtain one from the police department that handled your accident. Although a police report might not be required in every case, they may be very helpful, and insurance companies often request them anyway.

Our Maryland car accident attorneys can help you get the process started if you need to file an insurance claim after an accident. Call Rice, Murtha & Psoras at (410) 694-7291 for a free case review.

Is a Police Report Required to File an Insurance Claim in Maryland?

Whether a police report is required to file an insurance claim depends on the insurance company you file your claim with. it might also depend on the nature of the accident and whether anyone was injured. Our Baltimore car accident attorneys can help you reach out to the insurance company and find out if a police report is needed for your claim.

In many cases, insurance companies do require police reports. Insurance companies are used to dealing with fraudulent claims, and a police report helps prove that the accident really happened and resulted in the damages you claim it does. While the report might not be required to move forward, not having one may make your claim more difficult, and compensation might be delayed because of it.

A police report can also be important to your claim because it details what damage and injuries happened in the crash. If any drivers or passengers were injured, the insurance company is more likely to want a police report for the accident. Even if you believe your accident was not very serious, it is a good idea to report the accident to law enforcement and have an official police report prepared to help build your case.

What Do I Need to File an Insurance Claim in Maryland?

Keep in mind that even when insurance companies request police reports, you may still be able to proceed with the claim without one. You should speak with the insurance company about the importance of a police report as soon as possible. You can also call our Bel Air car accident lawyers for advice if you are unsure what you need to move forward with an insurance claim.

Police reports often contain a plethora of vital details about an accident. Information about the drivers, passengers, and witnesses may all be in the police report. In some cases, the police will note who they believe is responsible for causing the crash if they can make such a determination.

Even without a police report, you may still have other evidence and information you can provide to the insurance company. If you took any photos or recorded videos of the accident scene before it was cleared away, those recordings might be very useful in your insurance claim.

The insurance company may also seek out witnesses and ask for statements regarding the accident. You should consult with an attorney before speaking with the insurance company. the insurance company is trying to determine who is at fault, and a wrongly worded statement or phrase might turn the tables on you.

Many insurance companies have offices and insurance adjusters all over the country. the insurance company will likely require an appraisal of the damage. the insurance company may use information from the inspection when deciding whether to approve or deny your claim. A police report is not needed to very the damage, but corroborating information in the report can help the appraiser link the damage back to the accident and not some other cause of damage before or after the crash.

How Do I Get a Copy of My Police Report for an Insurance Claim in Maryland?

If a police report is required for your insurance claim, there may be several ways in which you can obtain it. Call our Columbia car accident lawyers if you need help getting the police report from your accident. We can help you get the report and review it with you to prepare for your insurance claim or a potential lawsuit.

Many police departments make accident reports available online. To get your report, you have to navigate to the appropriate online portal, enter information about the accident, and download the report to your computer. Be aware that many online accident reports can only be downloaded after paying a fee, and some sites might not have the whole, official, unredacted report.

If the police department that handled your crash does not make reports available online, you may request one through the mail. This may take longer than downloading an online report, so making this request sooner rather than later is important.

You can always go to the police station in person and ask about obtaining a report. the important thing is to go to the right police station. If a specific precinct or department handled your case, you must go to their specific location.

How is a Police Report Important to an Insurance Claim in Maryland?

Police reports are often very important to insurance claims in Maryland. A report may contain crucial details about an accident that you might be unaware of. Reports are finalized after the police conduct investigations, and the police often turn up information that drivers might not have known. For example, a police investigation might indicate that the other driver’s license was expired at the time of the crash.

The report can help your case by lending credibility to your claims. If the police report contains information that supports your claims and demonstrates that the other driver is at fault, the insurance company may be more likely to pay you compensation. the report can also help link your damages and injuries to the crash instead of some other event. Talk to our Rockville car accident lawyers about how your police report can help your insurance claim.

Call Our Maryland Car Accident Attorneys for Help

If you were recently involved in a car crash, our Towson car accident lawyers can help you get a police report and file an insurance claim. Call Rice, Murtha & Psoras at (410) 694-7291 for a free case evaluation.