Baltimore, Maryland is the largest city in Maryland and with hundreds of roads and highways, car accidents are a common occurrence. If you or someone you love gets hurt in a car accident, the injured victims have a right to file a claim with the insurance company of the negligent driver. Making sure you file a claim as soon as possible will protect your rights and ability to recover for the injuries and damages sustained as a result of the car accident in Baltimore. When choosing who to assist with the personal injury claim, hire a Baltimore car accident lawyer that knows the laws and insurance rules in Maryland. An experienced injury lawyer will ensure your claim is successful and the best possible result is achieved.
Car accidents occur typically because one driver is not paying attention to the road or other vehicles around them. Some of the most common types of car accidents in Baltimore are:
No matter how the accident happens, someone is typically injured as a result. Even though vehicles have become safer from recent technology advances. The sudden impact of an accident can shift the muscles and break bones when a collision occurs. Right after a car accident in Baltimore, it may be unclear who caused the accident. A comprehensive investigation by a qualified Baltimore car accident lawyer can prove key to a successful claim.
After an accident, the wheels get set in motion with a number of people and agencies. In most cases, the Baltimore City Police Department or other permitted law enforcement agency will respond to the scene of the accident. The police will ensure the parties to the accident exchange information. If one of the drivers or passengers are injured, a medic or EMS will be called treat the injured. If the injuries are substantial, the medic or ambulance will transport the injured to a local hospital. If life-threatening injuries result from the accident, patients will be transported to Shock Trauma or one of the other trauma centers in the city.
If the injuries at the scene are minor, patients will be treated at the scene and released. It is best practice at this point to contact your insurance company and a Baltimore car accident lawyer for advice and guidance. It is suggested that you do not speak with the other driver’s insurance company until you talk to a lawyer. Since the other insurance company will try to obtain a recorded statement, this could prove detrimental to the claim. The other insurance company will try to lock a victim of a car accident into a story that may inconsistent with the accident itself. In addition, the insurance adjuster will try to exclude future injuries because they are not noticeable soon after the accident.
Once the insurance companies are contacted, claim numbers will be generated. This will include a personal injury claim and a property damage claim, if there is damage to vehicles or other structures.
Baltimore City and Baltimore County share borders and often a car accident will be on the County/City line. The jurisdiction where the accident occurred will determine in which Court a claim or lawsuit can be filed. However, it is not always the county or city where the accident happened that dictates the location to file a claim. A Baltimore car accident lawyer may choose to file a claim in the City versus the County to achieve a more favorable outcome in your claim.
A lawsuit may not be required after a Baltimore car accident. After the claim is filed with the insurance, the victim will have to recover from the injuries. Settlement of a car accident claim is common and your lawyer will advise if you should settle the claim or pursue a lawsuit to sue the other driver responsible for the accident. The insurance companies will take a hard look at two factors after a car accident:
When determine liability, the parties will have to figure out who was at fault in the accident. Since Maryland is a contributory negligence State, if the plaintiff or the person saying they were not at fault was even 1% at fault, then they may not be able to recover from the other person.
Damages refers to the medical bills, lost wages and pain and suffering. Medical bills after an accident can quickly grow depending on the extent of injuries. Most car accident victims will see their primary care physician (PCP) and follow-up with a physical therapist. However, after a car accident, surgery or injections may be required to recover. It is important that all car accident victims complete all medical treatment after an accident.
If you have been hurt or injured in a car accident, speak with the Baltimore car accident lawyers at the Law Offices of Randolph Rice. They have helped thousands of clients and they can fight for you after your auto accident. Their lawyers don’t charge a fee to investigate and pursue an injury claim and they don’t get paid unless they win your case. Don’t wait or get run-around by the insurance company. Let them help get your car fixed and the compensation for your medical bills, lost wages and pain and suffering. Contact them today to speak with an injury lawyer that will answer your questions and get you the help you need.